Spendho — privacy
Spendho is a personal finance app. It stores the accounts, balances, transactions, categories, rules and plans you create or import, plus your subscription status.
Sign-in and payments
Sign-in is handled by Clerk. Card payments and invoices are handled by Stripe. Spendho does not store your card number.
Your files
Statements stay the files you upload. Spendho does not connect to your bank and does not ask for bank passwords or IBANs.
AI
When you use classification or the assistant, the text needed to answer (transaction descriptions, the question you asked, attached files) is sent to the configured model provider. Do not attach anything you do not want processed that way.
Your control
From Settings you can export your data or delete the account. Deleting the account also stops an active subscription.